Monthly Archives: January 2018

Simple Guide To Managing Spreads

In recent years, one of the most rapidly growing markets for trading has turned out to be the Forex market. The experienced campaigners have always viewed it as a way to maximize their returns. Now, even individual investors are indulging in the Forex market just like they do with stocks and future assessments.
The perception of Forex among individuals is changing rapidly. Previously, it used to be seen as a cool way to diversify a portfolio. Once the investors actually began to learn the ropes, they swiftly came to the conclusion that it is an extremely profitable component within their overall investment choices. This is because the Forex market offers quite a few advantages which sets it apart from the rest:
1.Liquidity without Equal: Nearly $2 Trillion is being traded on a daily basis which makes it THE world’s largest financial market.
2.Superior Potential for Leverage: A leverage ratio of 100:1 can be accessed by individual investors, sometimes even 200:1.
3.Little or no expenses in the form of commissions.
4.And meagre costs for trading.
As the heading of this article suggests, let’s focus on the last 2 points.
Any type of trading involves a few costs or expenses which are relatively low right now. Nonetheless, they have to be understood. I guess the natural starting point would be to consider the trading of stocks, as this is a concept that most investors are very comfortable with.
Investors who are involved in the trading of stocks usually have a trading account setup with a broker. Naturally, their investment funds are deposited in that particular account. In return for suitable compensation, the broker will undertake and execute trades as a representative of the account holder. Usually, the broker earns a commission for going through with a trade in the form of a fixed charge per trade, or a certain figure per share or a tiered commission structure based on the size of your trade. And the charge is incurred on both sides, i.e. you get charged separately for when you buy the stock as well as when you sell it.
On the other hand, the brokers in Forex trading don’t take a commission expect for a few who charge it. Instead of rendering their services for free, they need to make a little money as well. What really sticks out is the way they do it. They charge an investor by a spread, which is the gap between the bid price and the ask price for the currency in question. The broker will add this spread or gap to the price of the complete trade and retain it as her/his fee for the transaction.
It is not exactly a commission, but it pretty much serves that exact purpose by being a little more subtle. On the positive side, you only get charged ONCE. It is usually charged on the �buy’ side of the trade and not charged twice. The spread can be written away as a cost of Forex trading and you can decide between various brokers based on what they offer.
The spreads on offer can differ significantly when you compare one broker to another. Initially, you might not notice much difference between a 5 pip & a 4 pip spread. But if you do begin to trade in large volumes or for a long time, that small difference becomes a burden quite fast. There is a 25% difference on your trading costs when the choice is 4 or 5 pips.
Another factor to consider is that spreads vary based on the currency you are trading and the type of account you open. Brokers tend to propose spreads based on the currency. Popular currency pairs like EUR-USD and GBP-USD usually have the lowest spreads while unfashionable currencies are likely to have a higher spread. So make sure you keep yourself in the loop when it comes to the currencies you will be trading in as well as their respective spreads.

The Horrors of Hail

One of the most hazardous things that can happen to your plants is
weather. Many a garden has been demolished overnight because of this
phenomenon. And seemingly, there is nothing we can do to prevent it. Of
course, if weather didn’t exist at all then we wouldn’t have those nice
sunny days that are beneficial to the growth of our plants. But then
again, we wouldn’t have the tragic hailstorms that tear down everything
we’ve worked for so many hours to grow.

When rain starts to fall, usually the first reaction in a gardener is pure
joy. After all, this means you don’t have to worry about going out and
watering it manually. The natural rain fall can’t be anything but good for
all your thirsty plants, can it? Well once that same gardener starts to
see the gorgeous rain drops turn into small globules of ice, usually a
complete emotional breakdown is in order. I know this from experience,
because when I was a blooming gardener I had my garden completely
demolished by about 10 minutes of severe hail.

When I first learned my lesson on the damage hail can do, I quickly
devised a method of coping. I began to keep large clay pots within 10 feet
of my garden, so that at any sign of hail I could run outside and have the
plants sheltered in a matter of seconds. This saved me from being forced
to watch my plants be ripped to pieces on multiple occasions. I’ve never
dealt with hail more than an inch in diameter, but I’m guessing that if
there had been any baseball sized chunks then those pots would have been
quickly demolished.

However, as the number of fragile plants in my garden grew, it became
slightly impractical to have a pot for each plant, and run outside to
place each one before significant damage had already occurred. After much
thought, I ended up building a horizontal, retractable screen mechanism
made out of a strong but flexible wire mesh. At any sign of rain I could
pull the screen out over my entire garden and have instant protection. Not
only did it let the rain through, but the collected hail provided a steady
drip of water for as much as a day afterwards. This project cost me
several hundred dollars, and more blood, sweat, and tears than can be
measured with earth dollars. Therefore I wouldn’t recommend it to everyone.

If it’s too late for you, and you’ve recently lost your precious plants to
those wicked balls of ice, then you’re probably looking for some way to
help the plants recover. Unfortunately there aren’t many choices for you.
The best thing you can do is give them the tender care they deserve, and
attempt to nurse them back to health over a long period of time. The
several weeks after being severely damaged by hail are vital to whether
the plant survives or not. If you expect more rain or wind, you should
keep the plant covered. In this brittle stage, even raindrops or a strong
breeze could cause more damage.

So if you live in an area that experiences frequent hail, you should
definitely have some emergency plan for protecting your plants. Sitting by
and watching them be ripped to shreds should never be an option!

Picking the Right Gardening Tools

If you’re thinking about taking your gardening seriously and getting out
there every day to increase the attractiveness of your garden, then you
will want to get the right tools to help you in this. You might be tempted
to go out to the store and just buy the nearest things you see, but you’ll
be much happier if you put lots of thought into the styles and types of
tools you’re buying. There are styles designed just for gardening, and
you’ll be better off buying those.

You can find most of the tools you will need at your local gardening or
home improvement shop. Usually the employees will be simply thrilled to
assist you in finding the ideal tools. If you go to a shop that
specializes in gardening, you can usually get some advice in addition to
service. Gardening store employees are usually an untapped wealth of
wisdom, and they are how I learned almost all that I know about gardening

If you are having a hard time finding the right tool or if you want to
save some money, you might try looking online for the supplies you need.
You’ll have to pay the shipping costs and wait an extra week or two, but
often if you buy more than one tool, the total savings will be worth it.
You should always buy from a reputable seller, though, and search around
beforehand for anything negative that people had to say about their buying

As far as basic digging tools go, you might already have all you’ll need.
There are several types that you should get though, for different specific
tasks. A round point shovel is good for digging holes for plants. A spade
is necessary for all the more intricate work. A garden fork you might not
use as much, but I have one in my tool shed and I’ve been thankful for it
on multiple occasions. Having these different varieties of digging tools
can help you to minimize the work you have to do. For example, if you try
digging a big hole with a little spade then you’ll end up rather tired.
The same goes if you are attempting to do more detailed work with a big
clumsy shovel.

A rake is an absolute necessity. You most likely already have one, but I’m
guessing it’s a lawn rake and not a garden rake. There is definitely a
difference, and if you try to use a lawn rake in a garden then you will
not be happy with the results. Same if you buy a grading or a contractor’s
rake. You’ll want to look for a bowhead rake. I’ve found these are the
best for gardening purposes. They will provide you the maximum control and
accuracy, so you don’t accidentally tear up your precious plants.

As far as hoes go, I don’t believe any gardener should have less than 3.
There are so many useful varieties on the market that I have a hard time
recommending just one, and that’s why I’ll tell you all the ones I usually
use. The one I use the most is the onion hoe, which is very lightweight
and ideal for small cultivations and weeding. The Warren hoe is a larger
model, with a pointed end. If you need to make a hole or dig out a pesky
weed, this is the one for you. There are several other varieties, but I
recommend starting with the ones I mentioned. As you progress in your
gardening savvy, you will find the need for more types.

Most people believe that gardening just consists of a simple spade. But
there are many, many tools with many more variations that you will use in
your gardening career. Usually you can start with just a few different
tools, but you’ll always find that you can use more varieties for special
situations. It’s just a matter of recognizing when one tool could be more
efficient than another.

Other Factors in Garden Creation

So now you’ve picked out what type of garden you will have, what the
location will be, and what kind of fertilizer you need, now is the time to
really get started in choosing your garden environment. First you’ll want
to choose what your garden barriers will be. What will separate your
garden from the rest of the world? Next you’ll want to choose the
decorations and support for your plants. Often some kind of metal mesh is
necessary to keep your plant standing up. You will also want to choose how
much soil and fertilizer to buy, and how to arrange all the plants in your

Choosing a border is actually a fairly important step in getting your
garden started. It might not actually affect the well-being of the plants,
but having a garden is a fairly aesthetic ordeal for many people anyways.
So usually you will want to choose between metal and wood. You can stack
up boards around the perimeter of your garden, and give it a rather nice
cabin look. If you’re looking for a more modern look, you can obtain some
metal lining at your local home improvement store for rather cheap, and
installation is medium difficulty.

Finding something nice-looking to support your plants can be a little bit
more challenging. Sometimes a short metal pole can work well, but often
for plants such as tomatoes you will need a wire mesh for it to pull
itself up on. You can find these at any gardening store, usually
pre-shaped in a sort of cone shape ideal for plants. The plant just grows
up through it, and usually it will last until the plant is grown enough to
support itself. After that you can take a pair of wire-cutters and just
snip it free.

Deciding how much soil to buy can be slightly easier. Look up information
on your plants and find out the ideal soil depth. Then dig out that much
from your garden, take the measurements, and find out the exact amount of
cubic feet of soil that you will need. Go to the store and buy it,
preferably adding on a few bags just so you can replenish the supply if it
compresses or runs out. If you live in an area where the ground is rough,
dry, and barren of nutrients, then you might even want to add a few inches
of depth to the original recommendation.

Arranging the plants is rather important to the success of your garden.
I’m not talking about some kind of feng-shui thing, but depending on your
watering, some plants might hog all the water and leave the other plants
high and dry. Some plants have longer roots than others, and are more
aggressive in the collection of water. If you place one of these plants
next to a plant with weaker, shorter roots, it will quickly hijack the
water supply for itself, and choke out the other plant.

I hope I’ve led you to realize that placement isn’t the only important
thing about a garden. There are many other factors that might not seem
very significant, but spending a proper amount of time considering them
could change the outcome of your garden. So if you’re working on building
a garden, use and reference you can (the library, the internet, and
magazines) to look in to some of the factors I’ve mentioned.

Preparing Your Garden fo the Winter

Some people believe that when the weather starts getting colder and the
leaves start to fall, it is time to put away the gardening tools and wait
until next spring to work on their garden again. Wrong. Winter is an
important time to maintain your garden’s health and assure yourself a good
crop for next year. You may think that might take to long to prepare your
garden, but the truth is that it takes less than one day to prepare your
garden for the upcoming winter.

When the nighttime temperatures drop to less than forty-five degrees
Fahrenheit for more than four days in a row, or frost is forecasted for
your area (usually around late October or November) you know its time to
begin preparing your garden. You should begin by evaluating your garden
design, check which plants grew well in the past season, and which plants
did not do well. Fall is a good time to decide which plants will remain in
you garden next year, and which ones should go.

It is also a good time to decide which new plants you want to grow. To
make your garden more colorful and healthy, be sure only to plant the more
hardy plants during the fall so that they can withstand the winter. Some
plants that will do fine being planted in fall are: rudbeckia, Aster
Novi-belgii, Anemone Japonica, panicle hyandea, endive, escarole, and
Brussels sprouts. You can find all of these and more in gardening
magazines or your local nursery.

After you have finished this you should begin cleaning up your garden.
Begin by pulling out weeds that may have cropped up, and raking fallen
leaves. Weeds and rotten leaves can carry insects and diseases that might
be harmful to your garden. You should also rid your garden of spent annual
plants, and harvest your vegetables and other plants that cannot withstand
the winter weather. After fall has come and gone, the leaves will be off
your trees and you can see the rotten branches. Trimming off the unwanted
branches from your trees isn’t necessary to your gardens health, but may
help later on by not dropping branches on your plants and not blocking too
much of the sun.

If you have younger trees you should consider wrapping them and supporting
them with stakes to help them survive the winter wind and cold. Putting
mulch over your garden for the winter can be a helpful way to protect
plants from sudden temperature changes and heavy snow. For mulch you can
use about five inches of shredded bark, pine needles, or a variety of
other materials. You have to be careful not to mulch too early, because
some insects may still be alive and able to take shelter in it for the

Once you are finished with your gardening tools you should clean them and
make sure they are in a safe place where they won’t rust and you know
where they’ll be for next year. Before winter comes you should always set
out slug repellent, as slugs are one of the worst bugs to have in your
garden. If you have a pool or fountain in your garden, be sure to take out
any fish that you have in them and bring them inside. There’s nothing
sadder than a fish frozen in a block of ice.